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Financial Planning for families with special needs

Baron Financial Group was founded by an experienced advisor with over 25 years of personal involvement with special needs families and actively involved with Spectrum for Living, a not-for-profit organization dedicated to helping adults with developmental and/or physical disabilities. Baron Financial Group possesses the skills, experience, and relationships to assist families with special needs members in a comprehensive manner. Unlike many firms that sell proprietary investment or insurance products to the special needs community, our advice is completely objective and free from conflicts of interest.

We recognize that the financial planning challenges faced by families with special needs members are significant. When it comes to planning for the special needs community, the need for financial professionals who have comprehensive knowledge and experience is required to meet the specific challenges of these families. We take great pride in helping families quantify and plan for today’s needs and those that are likely to follow.

At Baron we understand that for parents of special needs children, the main concern is:

"What happens to my child when I am no longer there to support them?"


Balance

Planning for children with special needs must be coordinated within the parents’ personal financial plan. When we work with a family with special needs we balance:

  • Our knowledge of comprehensive financial planning for the entire family, with
  • Our knowledge of the disability, government programs and the eligibility requirements in order to utilize the best planning techniques. Various government programs and benefits may be available to children with special needs, including the rules and regulations surrounding Medicare, Medicaid and Social Security. 

Legal Planning

Special needs attorneys play a critical role in the planning process for families with special needs members. Special Needs Trusts, guardianship, and support in getting desired services and benefits are all reasons to work with attorneys. We work with your attorneys and can introduce other attorneys who specialize in these areas.

Contact us to learn more or schedule a phone call: